Replaces sensitive payment card data with unique, merchant-specific tokens, enhancing security and reducing the risk of data breaches and unauthorized access.

Lifecycle management events keep customers informed about their payment credentials (e.g., expiring or renewed), ensuring a seamless payment experience.

Token-initiated transactions improve risk ratings by issuers, leading to higher approval rates.

Acquirers processing tokenized CoF authorizations benefit from favorable pricing, avoiding the additional fees applied to PAN-based transactions by major schemes.

Already integrated with card networks' token service

One interface to multiple card networks with unified flows

Offered as a service with automatic implementation of card network updates

Continuous enhancements of functionalities