Secure Digital Payment Solutions
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...Issuing ProductsConvego® CloudPay

Convego® CloudPay

Enabling contactless payments

Discover new mobile wallet possibilities with expanded NFC access

The payments ecosystem is evolving rapidly, with Fintechs and BigTechs redefining mobile wallet experiences. To remain competitive, banks must integrate secure, contactless payment options that align with existing infrastructures while keeping them central to consumers’ digital lives.

Until now, banks have been restricted to Host Card Emulation (HCE) wallets on Android while relying on Apple Pay for iOS users. However, with Apple's recent update expanding NFC access for third-party wallets, financial institutions can now offer a bank-issued digital wallet across both Android and iOS—reshaping the mobile payments landscape.

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Seamless Integration of NFC Payments

Empower your customers with a tap-and-go payment solution fully embedded in your mobile banking app.

Enhance engagement

with a seamless digital wallet

Increase brand visibility

through frequent usage

Enhance customer trust

with bank-issued secure payments

Introducing secure contactless Payments with Convego® CloudPay

A secure, bank-issued mobile wallet solution that transforms mobile banking apps into powerful contactless payment platforms.

Flexible deployment

Supports both HCE and Secure Element depending on regional requirements.

Seamless integration

Works effortlessly within mobile banking apps, eliminating third-party dependencies.

End-to-end solution

Provides SDKs and necessary infrastructure for a smooth launch.

Elevating digital wallet experiences with NFC payments via HCE

Ensure you remain at the heart of your customers’ increasingly mobile-first payment and banking journeys.

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Benefits for Issuers

  • Preferred choice for mobile payments: Enhanced mobile banking features boost app usage, trust, and brand engagement.
  • Maximize brand engagement: Integrated payments keep customers connected to your brand.
  • Highest security standards: EMV tokenization and robust measures ensure protection.
  • Simplify certification: Convego® CloudPay is PCI-DSS certified, supporting global and local payment schemes.
  • Reduced maintenance and cost-efficiency: G+D Netcetera handles many of the ongoing updates, reducing card issuers' maintenance efforts.

Benefits for Consumers

  • Enjoy seamless payments on the go: our solution enables customers to make payments anytime, anywhere, within your mobile banking app. 
  • Rely on enhanced security embeds payment cards within the app for maximum security, providing peace of mind to customers. 

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Turning point for digital wallets

Enable a solution that integrates with your mobile banking platform and create a top of wallet experience with Convego® CloudPay HCE.

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Enable trusted payments through wearable technology with Convego® CloudPay SE.

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Why G+D Netcetera

Why G+D Netcetera? 

Faster time to market
Leverage G+D Netcetera’s proven methodologies, global presence, and extensive experience with payment schemes to accelerate deployment.

Cost efficiency
Comprehensive scheme updates handled by G+D Netcetera reduce maintenance efforts, allowing issuers to focus on customer experience.

Security
Our commitment to robust security ensures confidence in the payment ecosystem, safeguarding digital transactions.

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