Simple, Smart and Secure Online Payments

Click to Pay: No log-in, no fuss

Click to Pay increases customer satisfaction, reduces cart abandonment, and enhances conversion rates.

Netcetera's Click to Pay SRCI solution stands out for its high security, scalability, and quick implementation. In addition, it stands behind superior user experience, highest reliability and expert support, which leads to enhanced fraud prevention and revenue protection.

 

I was excited to finally get a discount on the furniture I wanted for my weekend house. Online shopping fits my busy schedule, and just when I thought it would be a quick process, it turned into a frustrating 17-minute order. Creating an account, using two devices, entering all my personal data, and confirming everything three times made me cancel the entire order. Spending $900 online shouldn’t be this complicated. I thought paying online was supposed to be one click, but that is not the case yet. - Maria K. age 45, Accountant and an online shopper:

This scenario is all too familiar for many online shoppers. The good news is that Click to Pay aims to address these frustrations by simplifying and securing the online payment process.

Key challenges on the e-commerce businesses

  • Improving the end-user experience when shopping online.
  • Reducing the risk of abandoned transactions and improving the security and privacy of the customers’ data
  • Perfectly balanced simplicity, security, and convenience for online shoppers.
     

For merchants, adopting Click to Pay can increase customer satisfaction, reduce cart abandonment, and enhance conversion rates.

Check out Netcetera’s use case with GPE.

What is Click to Pay?

Click to Pay is a simplified, one-click, secure online payment solution designed to streamline consumers' checkout processes. It was developed as a collaborative effort by major credit card networks, including Visa, Mastercard, and American Express, to provide a consistent and seamless online payment experience for end users.

Key features and key benefits of Click to Pay:

Simple: Customers do not need to enter card information manually each time they shop. Once enrolled, users can select a card from the Click to Pay profile and pay. The automatic device recognition recognizes the consumer in the browser he previously used Click to Pay. Therefore, there is no need for authentication next time they shop in the same browser.

Secure: It provides a more secure transaction environment than traditional card entry methods.

By including advanced security features, such as tokenization and multi-factor authentication, it protects sensitive consumer data. It reduces the risk of fraud by using unique digital tokens instead of actual card numbers for transactions.

Universally accepted: Click to Pay is designed as a universal checkout option across merchants, card brands and platforms, offering a consistent user experience. It works the same way regardless of the issuer, payment gateway, or payment device it uses. This e-commerce payment solution works seamlessly across various devices, including desktops, laptops, tablets, and mobile phones. It supports multiple cards. It eliminates the pressure on the consumer’s side to remember multiple passwords or create new accounts for different merchants.

Faster checkout:
It significantly reduces the time and effort required to complete a purchase, leading to higher conversion rates and fewer abandoned carts for merchants.

Enhanced user experience: The simplified checkout process and consistent interface make online shopping more convenient and enjoyable for consumers.

Click to Pay is designed to make online payments easier, faster, smarter and more secure. Enhancing the efficiency and security of e-commerce transactions benefits consumers by saving their time and increasing merchants’ conversion rates.

Why Click to Pay?

How you enable your consumers to pay online matters and impacts their experience.

Introducing Netcetera Click to Pay SRCI solution can significantly enhance your e-commerce business as a merchant, increasing your conversion rate and loyal customer list.

Click to Pay offers an exceptional customer experience and encourages return and impulsive shopping since it makes the payment and checkout process quick, easy, and simple.

Adopting the latest technology positions your business as forward-thinking and customer-centric, giving you a competitive advantage. Click to Pay supports the expansion of market reach and the attraction of a global customer base.

Next to the advantages with the the checkout process, it offers quick and easy integration, causing minimal disruption to your existing operations. Comprehensive support is provided to ensure a smooth transition.

Click to Pay Fact Sheet

  • 4% authorisation lift vs manual card entry
  • Three times lower risk of fraud
  • 20 seconds faster checkout vs manual card entry

 

What should you consider when adding a new payment solution like Click to Pay to your online shop?

  1. Ensure the payment solution complies with the latest security standards and protocols (e.g., PCI-DSS, EMVCo). It should offer robust protection against fraud and unauthorized transactions to build customer trust.
  2. Enable a smooth and user-friendly payment process. A complex or lengthy checkout process can lead to cart abandonment.
  3. Evaluate how easily the new payment solution can be integrated into the existing system. It should be compatible with the e-commerce platform and other business tools to ensure seamless operation.
  4. Consider the transaction fees, setup and certification costs, and any additional charges associated with the payment solution. Ensure these costs are manageable and do not significantly impact your profit margins.
  5. Partner with innovators who invest and adapt to the new and latest technologies as well as regulation compliance.

 

Musts:

  1. The payment solution should comply with local and international regulations, such as the EU's Payment Services Directive 2 (PSD2). This will help you avoid legal issues and ensure smooth operations.
  2. It should support multiple payment options and provide possibilities for gaining insights into customer behaviour.
  3. Look for a provider that offers reliable, 24/7 customer support. Quick and efficient assistance can help resolve any issues that may arise and ensure uninterrupted service.
  4. It should be in line with the card network guidelines and certified by them.

Is Click to Pay Available Worldwide?

Yes, considering that its availability can vary by region and individual card networks. The functionality of CtP on the market depends on the card network mandates as well. Local regulations and compliance requirements can impact the rollout and adoption of Click to Pay in different regions.

However, Click to Pay is available throughout Europe, the Middle East, Asia, Australia, and the Americas. Issuers are progressing with activating CtP for their cardholders in accordance with the local mandates and regulations.

5 Reasons why to choose Netcetera’s Premium Click to Pay:

Choosing Netcetera’s Click to Pay solution offers several advantages over other providers, making it the optimal choice for merchants looking to enhance their e-commerce operations.

1. Card Networks-Agnostic Solution: Netcetera’s Click to Pay is already certified with Mastercard and pre-certified with Visa, offering a seamless integration process. This card network-agnostic solution means merchants only need to communicate with Netcetera’s teams, avoiding the costly and time-consuming process of repeatedly dealing with multiple teams and undergoing lengthy certification processes.

2. Quick and Easy Integration: With detailed technical documentation and extensive API support, Netcetera’s Click to Pay solution can be implemented within eight weeks. This rapid integration reduces the time to market, allowing merchants to benefit from the enhanced payment method quickly.

3. Localization in 26 languages: Click to Pay is a constantly evolving payment solution. EMVCo and the card networks constantly update and add new features. Netcetera follows and implements all the latest features within its Click to Pay solution to enable its clients to receive the latest innovations.

4. High-Security Standards: Developed with the highest architectural and compliance standards, including PCI-DSS certification, Netcetera’s Click to Pay ensures secure and compliant transactions. This robust security framework protects merchants and customers from fraud, building trust and reliability.

5. Superior User Experience and Support: Netcetera’s solution has demonstrated a 3% increase in conversion rates within just a few months of going live. Additionally, merchants benefit from 24/7 client support, ensuring any issues are promptly addressed. The solution is continuously updated to support new features and requirements from all supporting card networks, keeping it current and effective.

 

By choosing Netcetera’s premium Click to Pay, merchants can reap the benefits of a seamless, secure, and efficient payment solution that enhances the customer experience and drives business growth.

Netcetera's Click to Pay SRCI solution stands out for its high security, scalability, and quick implementation. In addition, it stands behind superior user experience, highest reliability and expert support, which leads to enhanced fraud prevention and revenue protection.

Make it Smart, Simple and Secure for your online customers!

Contact us, and we will lead you through the process.

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