- Netcetera is securing online transactions for over 650,000 business banking customers in the Pacific Islands
- Improved conversions, optimized checkout processes, reduced fraud, and protection from fraudulent chargeback liability
- The 3DS server is supported by the global schemes: VISA, Mastercard, UnionPay, AMEX, Diners, and JCB
2022 started with full steam ahead for Netcetera by teaming up with Platform Pacific Limited (Platformpac), a homegrown fintech subsidiary of Bank South Pacific Financial Group Limited (BSPFGL).
As Card Not Present (CNP) transactions become more relevant in the pandemic payment landscape, so does the need for enhanced online payment security. Through innovative technology and a team of skilled developers, Platformpac supports BSPFGL with an enabling route to extend these services to customers and merchants.
Netcetera’s 3D-secure offering provides an extra level of security to BSPFLG’s core infrastructure creating an enabling to extend the same level of protection to its customers and merchants such as Air Nuigini, Pacific Adventist University, Shopsmart PNG Ltd. And GoFood Ltd, to name a few.
“Given Netcetera’s global reach and reputation, it was easy to decide that they are the perfect partner to help us secure the digital payments throughout our operations. This exciting collaboration opens up new advances in payment around the Pacific.”, said Belinda Manning, Head of Digital – Design, Development & Operations at BSPFGL.
Through the usage of Netcetera’s 3DS server, BSPFLG enjoys and provides end customers compelling business benefits such as improved conversions, optimized checkout processes, reduced fraud, and protection from fraudulent chargeback liability.
Ivan Ong, Senior Business Development Executive of Netcetera stated, “In the case of Bank South Pacific, our goal is to guarantee secure online payments for over 650,000 business banking customers. Our 3DS server means service availability of 99.95%, measured and reported monthly, and supporting the needs of the bank 24/7.”
3D-Secure is a globally trusted protocol for securing online transactions. It involves links between various components to ensures communication between merchants, issuers and acquiring banks during a CNP transaction. The 3D-S server is the final piece in the puzzle. The customer’s code or OTP is sent back to the acquiring bank, the data is secured, and the transaction is completed.
Netcetera’s 3D-S Server supports all new protocol versions and card network requirements, including some of the biggest scheme names, like VISA Secure, Mastercard ID Check, AMEX Safekey, Diners ProtectBuy, UnionPay UPOP/3-D secure and JCB J/Secure. Being hosted on Netcetera Payment platform in a highly secured PCI 3DS/DSS certified data, it enables strong exemptions strategy and supports configuration of multiple acquirers and merchants.
Netcetera provides continuous upgrades and updates to support all new trends and clients’ requirements in the payment industry. Constantly upgrading the payment platform to offer the best solution to its customers on how to overcome challenges, improve their conversion and grow their overall fintech business.