In conversation with six other experts, our payment expert Bernhard Binz discussed the impact of the new EU payment service provider regulations PSD2. These regulations run the risk of making online and mobile transactions less comfortable than before. Therefore, the experts discussed different authentication methods, security and usability issues. Read the statements of our expert Bernhard Binz on the subject in the article "Die Karten werden neu gemischt" (“Re-shuffling the cards” published in German only in "Banken + Partner" 5/2017).