Kids Banking - Digital banking developed for Gen Z & Alpha

Our offering

Cost effective white label approach - quick time to market

SaaS-based solution, relying on bank’s existing backend systems

Lightweight and easy integration using open banking standards

Based on research of the needs of parents and Gen Z and Alpha teens

Selected features

Cockpit for teenagers

Financial literacy
Safe space and contextual support in acquiring financial skills

Privacy for teens
Same experience as paying with cash, but with a debit card

Cockpit for parents

Supervision & safety net
Adjustable levels of safety and supervision depending on maturity and sense of responsibility of teens

Shared parent money pot
For everyday expenses that are not covered by pocket money

Reach out to us to learn more!

Understanding Gen Z & Alpha

We talked to many teens to better understand them and their world and to find out what is important to them.

Cash

Cash is king but peer-to-peer (P2P) payment became popular during the pandemic (Twint in Switzerland).

Simplicity

Simplicity is key in banking apps. Teenagers are especially interested in how much money they have.

Loyalty

Children have saving targets (smartphones like iPhone, brand clothes like Nike) and are loyal to brands.

Banks

Children don’t have touchpoints to the banks anymore.

User- and customer-centric approach

To find out what children need from a banking app, we performed 1800+ minutes of qualitative interviews, 12 prototypes, and 41 qualitative tests in 2021.

Kids banking app as a white-label solution